http://www.gerrirussell.com/blog Just another WordPress weblog Sat, 03 May 2008 14:00:18 +0000 http://backend.userland.com/rss092 en Below is a current report from Suntrust: Market update       Rates ended the week  about .125 lower on fixed rates and .375 lower on ARMs, although rates are poised to go up on the better-than expected jobs report this morning.   For a prime borrower (20% down, excellent credit scores, purchasing a primary residence with a quick ... http://www.gerrirussell.com/blog/2008/05/03/market-report-2/   "THERE IS NOTHING WRONG WITH CHANGE, AS LONG AS IT IS IN THE RIGHT DIRECTION." ~ Winston Churchill. And there were some big changes indeed for Bonds and home loan rates last week - but not necessarily all in the "right direction". For most of the week, Bond prices were ... http://www.gerrirussell.com/blog/2008/04/21/last-week-in-review/ 2008 1st Quarter Market Report A Recipe That’s Hard to Swallow By Dave Phillips, CEO Charlottesville Area Association of REALTORS® Have you ever stood in your kitchen, felt a creative surge and decided to “invent” a new recipe that will land you a “celebrity guest” spot on one of Rachael Ray’s shows on the Food ... http://www.gerrirussell.com/blog/2008/04/17/market-report/ Market update Rates ended the week lower than they have been in some time. This is a great time for your clients to lock in their rate.   As usual there are a host of economic releases next week which will affect interest rates and the stock market, and may influence our ... http://www.gerrirussell.com/blog/2008/04/07/whether-a-buyer-or-seller-now-is-the-time-to-act/ Top 7 Reasons to Use a Buyer's Agent When Purchasing Your Home by Eric Bramlett   Purchasing a home is a big step, and a big decision. The average person spends around 1/3 of their income on their home. The home that you choose has a big impact on your life, and ... http://www.gerrirussell.com/blog/2008/02/05/top-7-reasons-to-use-a-buyers-agent/ I was fortunate to attend the Caring for the Older Horse in Charlottesville, Virginia last week, which was held by the Virginia Cooperative Extension.  I found it to be very informative and easy to understand.  The material was very relevant and helpful.  I have two horses that are going to ... http://www.gerrirussell.com/blog/2007/11/14/class-on-older-horse-a-success/ Virginia Cooperative Extension (VCE), with sponsorship from Southern States Cooperative, is offering an educational program on Caring for the Older Horse. The conference features expert advice from leading veterinarians and researchers and will be offered at two locations in Virginia's horse country: November 8 in Charlottesville, Virginia, and November 9 ... http://www.gerrirussell.com/blog/2007/10/11/caring-for-the-older-horse-program/ The Siamese Cat Rescue Center located in Locust Dale, Virginia has adopted 5,040 cats within its 10 years of operation. The Center, serving primarily the east coast, began when Siri Zwemke, its director, and her family were looking for a Siamese cat for their home. During the process she found ... http://www.gerrirussell.com/blog/2007/09/05/celebrating-nearly-10-years-of-siamese-rescue/ Fall is a busy and important time of year for pasture care. Here is a list of things you can do in the next few months to keep your pastures looking great and give them a boost for next year. 1. Seed pasture and lawn grasses - August 15 to September 15 ... http://www.gerrirussell.com/blog/2007/08/20/fall-pasture-to-do-list/ High-quality hay can be an important source of essential nutrients in your horse's diet. A horse's protein and energy requirements depend on age, stage of development, metabolism and workload. A mature horse will eat 2 to 2.5 % of its body weight in a day, and for optimum health, nutritionists ... http://www.gerrirussell.com/blog/2007/07/10/10-tips-for-choosing-the-best-hay-for-your-horse/